# Credit Application Form Template

> A free business credit application form. New customers apply for trade credit with company details, references and a signed credit check authorization.

Open trade accounts for business customers. Collect the company's legal details, years in business, credit amount requested, bank and trade references, and a signed authorization to check credit.

Canonical: https://reuily.com/templates/credit-application-form
Use this template: https://reuily.com/form/from-template/credit-application-form
Collections: Applications & HR, Finance & Insurance, Retail & Ecommerce, Accounting & Bookkeeping, Operations
Last updated: 2026-10-24

## Questions

- Question 1: What's the company's legal name? (Short Text, required)
- Question 2: What's your name and title? (Short Text, required)
- Question 3: What's your work email? (Email, required)
- Question 4: What's the company's phone number? (Phone, required)
- Question 5: What's the business address? (Short Text, required)
- Question 6: What type of business is it? (Single Choice, required). Options: Corporation; LLC; Partnership; Sole proprietor
- Question 7: How long has the company been in business? (Single Choice, required). Options: Less than 1 year; 1 to 3 years; 3 to 10 years; 10 years or more
- Question 8: How much credit are you requesting? (Short Text, required)
- Question 9: Who is your bank? (Short Text, required)
- Question 10: List two trade references (Long Text, required)
- Agreement: Credit terms and authorization, accepted with "I agree" (full text below)
- Question 11: Sign the credit application (Signature, required)

Signing records the signer's consent, email, IP address, browser and signing time, and each signer can download a signed PDF copy.

## Credit terms and authorization

Please read this before you sign.

This application is made to **[Company name]** (the "Seller") by the business named in this form (the "Applicant").

1. **Accurate information.** The Applicant confirms the information in this application is true and complete.
2. **Credit check.** The Applicant authorizes the Seller to contact the bank and trade references above and to obtain business credit reports. For sole proprietors, the person signing also authorizes a personal credit report.
3. **Payment terms.** Approved accounts pay invoices within **[30]** days. Late balances may be charged **[rate]** per month, as the law allows.
4. **Collection costs.** The Applicant pays reasonable costs of collecting overdue balances.
5. **Credit limit.** The Seller decides the credit limit and may change or withdraw it at any time.

By signing below, I confirm that I am authorized to sign for the Applicant and agree to these terms.

## Common uses

- Wholesalers and distributors
- Manufacturers opening trade accounts
- B2B service firms with net terms

## Key features

- Bank and trade references
- Credit check authorization
- Signed PDF for every application

## Frequently asked questions

### What is a business credit application?

A form new business customers fill in to request trade credit, such as net 30 terms, with company details, references and permission to check credit.

### What references should a credit application ask for?

A bank reference and at least two trade references from suppliers who already extend credit to the business.

### Is the credit application signed?

Yes. The applicant reads the credit terms and signs, and you keep the signed PDF with an audit trail.